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Investment return and principal value will fluctuate so that shares, when redeemed, may be worth more or less than their original cost. Contact a financial advisor. Before investing consider carefully the investment objectives, risks, and charges and expenses of the fund, including management fees, other expenses and special risks.

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Pay one flat rate for stocks and ETF trades with an online investing and trading account — regardless of your account balance or how often you trade. There are costs associated with owning ETFs. Other fees may apply. There is a low 0. There are no trading commissions when our portfolio managers buy or sell ETFs in your account's portfolio. Learn more about Preferred Rewards.

To find the small business retirement plan that works for you, contact: Investing in securities involves risks, and there is always the potential of losing money when you invest in securities.

The performance data contained herein represents past performance which does not guarantee future results. Investment return and principal value will fluctuate so that shares, when redeemed, may be worth more or less than their original cost. Current performance may be lower or higher than the performance quoted. For performance information current to the most recent month end, please contact us.

Returns include fees and applicable loads. Since Inception returns are provided for funds with less than 10 years of history and are as of the fund's inception date. Before investing consider carefully the investment objectives, risks, and charges and expenses of the fund, including management fees, other expenses and special risks.

This and other information may be found in each fund's prospectus or summary prospectus, if available. Always read the prospectus or summary prospectus carefully before you invest or send money. Prospectuses can be obtained by contacting us. Expense Ratio — Gross Expense Ratio is the total annual operating expense before waivers or reimbursements from the fund's most recent prospectus. You should also review the fund's detailed annual fund operating expenses which are provided in the fund's prospectus.

Neither Merrill Lynch nor any of its affiliates or financial advisors provide legal, tax or accounting advice. Banking products are provided by Bank of America, N.

Merrill Lynch Life Agency Inc. Select link to get a quote. Type a symbol or company name and press Enter. Help When You Want It. Help When You Need It.

Investing with Merrill Edge. No matter how you choose to invest, you can count on affordable pricing and fees that make it easy to do business with us. If you want to put your investing ideas into action, online investing and trading is the way to go. You'll have access to a full range of investments, step-by-step guidance, easy-to-use tools and access to award-winning research.

Learn more about stocks. Learn more about ETFs. If applicable, this fee appears under "Transaction Fee" on a Trade Confirmation. Learn more about options. Mutual funds Load-waived funds. No load, no transaction fee funds NTF. No load, transaction fee funds TF. Applies to buys, sells and exchanges. See the prospectus for the fund's sales charge No charge for intra-family exchange. Additional fees may apply. There are costs associated with owning a mutual fund, such as annual operating fees and expenses.

This and other important information is included in the prospectus, which should be read carefully before investing. Contact us to obtain a fund's prospectus. For more information about investing in mutual funds at Merrill Lynch, please read the Mutual Fund Investing at Merrill Lynch pamphlet or consult our glossary.

Learn more about mutual funds. The selling commission is included in the offering price. Treasury auction trades are not available online at this time.

Municipal pricing could include additional mark-up or mark-down if Merrill Lynch or its affiliate is acting as the market maker on the trade. Margin interest rates range from 6.

The BLR base fluctuates with current market conditions. Effective December 21 Account fees Annual account fee. How to qualify for this offer. Returned ACH debit fee. Full account transfer fee. Not charged in addition to closeout fees. Partial account transfer fee. Security transfers and fees. Statement of security ownership DRS eligible. Government security transfer fee. Fund transfer services returns. Bond coupon deposit fee. Past due exchanges for physical securities.

Trade confirmation copy requests. Enjoy real benefits and rewards on your Merrill Edge investing and Bank of America banking account balances.

And as your balances grow, so do your benefits. Learn more about preferred rewards. Frequently asked questions Get answers to questions about our online investing and trading accounts. Investment return and principal value will fluctuate so that shares, when redeemed, may be worth more or less than their original cost. Current performance may be lower or higher than the performance quoted.

For performance information current to the most recent month end, please contact us. Returns include fees and applicable loads. Since Inception returns are provided for funds with less than 10 years of history and are as of the fund's inception date. Before investing consider carefully the investment objectives, risks, and charges and expenses of the fund, including management fees, other expenses and special risks.

This and other information may be found in each fund's prospectus or summary prospectus, if available. Always read the prospectus or summary prospectus carefully before you invest or send money.

Prospectuses can be obtained by contacting us. Expense Ratio — Gross Expense Ratio is the total annual operating expense before waivers or reimbursements from the fund's most recent prospectus.

You should also review the fund's detailed annual fund operating expenses which are provided in the fund's prospectus. Neither Merrill Lynch nor any of its affiliates or financial advisors provide legal, tax or accounting advice. Banking products are provided by Bank of America, N. Merrill Lynch Life Agency Inc. Select link to get a quote.

Type a symbol or company name and press Enter. Help When You Want It. Help When You Need It. General Investing Online Brokerage Account. Having a cash management strategy is a critical component of your overall financial portfolio. Certificates of deposit CDs can play an important role, offering you competitive yields, FDIC insurance protection and convenient benefits. A CD is a time deposit, issued by a bank or savings association.